Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using this website and any associated services, APIs, or applications (collectively, the “Service”), you acknowledge that you have read, understood, and agree to be bound by these Terms, our Disclaimer, and our Privacy Policy, which are incorporated herein by reference.

If you do not agree to these Terms, you must not access or use the Service.

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified Terms. It is your responsibility to review these Terms periodically.

2. Description of Service

The Service provides informational data, analytics, ratings, and metrics related to decentralized finance (DeFi) vaults and protocols. The Service is provided for informational and educational purposes only.

The Service does not provide:

• Financial, investment, legal, or tax advice
• Recommendations to buy, sell, or hold any asset
• Custody or management of any funds or assets
• Brokerage or trading services
• Any fiduciary services

3. Eligibility

By using the Service, you represent and warrant that:

• You are at least 18 years of age (or the age of majority in your jurisdiction)
• You have the legal capacity to enter into binding agreements
• Your use of the Service does not violate any applicable law or regulation
• You are not located in, under the control of, or a national or resident of any country subject to sanctions or embargoes
• You are not on any list of prohibited or restricted parties

4. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not use the Service in any manner that could damage, disable, or impair the Service
• Not attempt to gain unauthorized access to any part of the Service
• Not use any automated system (bots, scrapers, etc.) to access the Service without our express written permission
• Not interfere with or disrupt the Service or servers connected to the Service
• Not transmit any viruses, malware, or other malicious code
• Not reverse engineer, decompile, or disassemble any part of the Service
• Comply with all applicable local, state, national, and international laws

5. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, data compilations, software, and the overall design and arrangement thereof, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute any content from the Service without permission
• Use our trademarks, logos, or branding without written consent
• Remove any copyright or proprietary notices from the Service
• Create derivative works based on the Service

Limited license: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial informational purposes, subject to these Terms.

6. Data and Information

You acknowledge and agree that:

• Data provided through the Service is gathered from third-party sources and blockchain networks
• We do not guarantee the accuracy, completeness, timeliness, or reliability of any data
• Data may be delayed, inaccurate, or unavailable at any time
• Our ratings and scores are subjective assessments, not guarantees
• You should independently verify any information before relying on it

See our Disclaimer for complete information about data accuracy and limitations.

7. Third-Party Services and Links

The Service may contain links to or integrate with third-party websites, protocols, or services. We are not responsible for:

• The content, accuracy, or practices of third-party sites
• The availability or functionality of third-party services
• Any transactions you conduct with third parties
• Any loss or damage arising from your use of third-party services

Your interactions with third parties are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party services.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

We expressly disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, and availability.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR USE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED ONE HUNDRED US DOLLARS (USD $100).

These limitations apply regardless of the theory of liability and even if we have been advised of the possibility of such damages. Some jurisdictions do not allow certain limitations of liability, so some of these limitations may not apply to you.

10. Indemnification

You agree to indemnify, defend, and hold harmless us, our affiliates, and our respective officers, directors, employees, agents, and licensors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable law

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time, for any reason, without notice or liability.

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to disclaimers, limitations of liability, and indemnification.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which we are established, without regard to its conflict of law provisions.

Arbitration: Any dispute arising out of or relating to these Terms or the Service shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

Class Action Waiver: You agree that any arbitration or proceeding shall be limited to the dispute between us and you individually. To the full extent permitted by law, (a) no arbitration or proceeding shall be joined with any other; (b) there is no right or authority for any dispute to be arbitrated or resolved on a class action basis or to utilize class action procedures; and (c) there is no right or authority for any dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with the Disclaimer and Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements and understandings.

15. Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. Any waiver must be in writing and signed by us.

16. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

17. Contact Information

For questions about these Terms, please contact us through the channels provided on our website.