Disclaimer

1. No Financial Advice

The content, data, ratings, scores, grades, and all other information provided through this website and associated services (collectively, the “Service”) are provided for informational and educational purposes only. Nothing on this Service constitutes, or is intended to constitute:

• Financial advice or recommendations
• Investment advice or recommendations
• Trading advice or recommendations
• Tax advice
• Legal advice
• Any other form of professional advice

We are not financial advisors, investment advisors, or fiduciaries. We do not provide personalized investment recommendations. Any decisions you make based on information from this Service are made at your own risk and sole discretion.

2. No Guarantees or Warranties

THE SERVICE AND ALL INFORMATION, CONTENT, DATA, RATINGS, SCORES, GRADES, ANALYTICS, AND MATERIALS PROVIDED THROUGH IT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

We expressly disclaim all warranties, including but not limited to:

• Warranties of merchantability
• Warranties of fitness for a particular purpose
• Warranties of non-infringement
• Warranties of accuracy, completeness, or reliability
• Warranties of timeliness or availability
• Warranties that the Service will be uninterrupted, error-free, or secure

3. Data Accuracy and Reliability

We make no representations or warranties regarding the accuracy, completeness, timeliness, reliability, or availability of any data or information provided through the Service. Specifically:

• Data may be inaccurate: Information displayed may contain errors, omissions, or inaccuracies. Data is gathered from third-party sources and blockchain networks, which may themselves contain errors.
• Data may be outdated: Information may not reflect the current state of any vault, protocol, or blockchain. There may be delays in data updates ranging from minutes to days.
• Data may be incomplete: We may not have access to all relevant information about any vault, protocol, or entity.
• Calculations may be incorrect: Our risk scores, performance grades, APR calculations, and other metrics may contain errors in methodology or computation.
• Third-party data: We rely on data from third-party sources, APIs, and blockchain networks. We have no control over the accuracy or availability of this data.

4. Risk Ratings and Performance Grades

Our risk tier ratings (Prime, Core, Edge) and performance grades (A+ through F) are subjective assessments based on our proprietary methodology. These ratings:

• Are not guarantees of safety or performance
• Are not predictions of future results
• May not reflect all relevant risks
• May change at any time without notice
• Should not be the sole basis for any investment decision

A high rating does not mean a vault is safe or will perform well. A low rating does not mean a vault will fail. Past performance is not indicative of future results. All DeFi investments carry substantial risk, including the risk of total loss of funds.

5. DeFi and Cryptocurrency Risks

Decentralized finance (DeFi) and cryptocurrency investments are extremely risky. You acknowledge and accept that:

• You may lose all of your invested capital. DeFi protocols can fail, be exploited, or become worthless at any time.
• Smart contract risk: Vaults and protocols may contain bugs, vulnerabilities, or exploits that could result in loss of funds.
• Protocol risk: Underlying protocols may fail, be hacked, or be shut down.
• Regulatory risk: Cryptocurrency and DeFi regulations are evolving and uncertain. Your activities may become illegal or restricted.
• Market risk: Cryptocurrency prices are highly volatile and unpredictable.
• Liquidity risk: You may not be able to exit positions when desired.
• Counterparty risk: Third parties involved in DeFi may fail or act maliciously.
• Oracle risk: Price feeds and other data sources may be manipulated or fail.
• Governance risk: Protocol governance decisions may adversely affect your investments.

6. No Endorsement

The inclusion of any vault, protocol, curator, or entity on this Service does notconstitute an endorsement, recommendation, or approval. We do not endorse, recommend, or guarantee any particular vault, protocol, strategy, or investment.

7. Third-Party Links and Content

This Service may contain links to third-party websites, protocols, or services. We are not responsible for the content, accuracy, or practices of any third-party sites or services. Accessing third-party links is at your own risk.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY:

• Direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Business interruption
• Cost of substitute services
• Any other damages arising from or related to your use of or inability to use the Service

This limitation applies regardless of the theory of liability (contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify, defend, and hold harmless us, our affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of the Service
• Your violation of these terms or any applicable law
• Your investment decisions or actions
• Any claim that your use of the Service caused damage to a third party

10. Your Responsibility

You are solely responsible for:

• Conducting your own research and due diligence
• Evaluating the risks of any investment
• Making your own investment decisions
• Complying with all applicable laws and regulations
• Consulting with qualified professionals (financial advisors, attorneys, accountants) as needed
• Understanding the technology, protocols, and risks involved in DeFi

11. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes are effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified disclaimer.

12. Severability

If any provision of this disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Contact

If you have questions about this disclaimer, please see our Terms of Service for contact information.